March 25, 2015
New Closing Disclosures Rules: Do You Have a Plan?
Do you have a TRID plan? That’s a plan for managing the seismic changes that…
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March 24, 2015
FINAL RULE ISSUED NOVEMBER 20, 2013
Original Source CFPB: http://www.consumerfinance.gov/regulations/integrated-mortgage-disclosures-under-the-real-estate-settlement-procedures-act-regulation-x-and-the-truth-in-lending-act-regulation-z/ Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation…
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March 24, 2015
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Welcome to the Consumer Financial Protection Bureau (CFPB) – featuring narration by Ron Howard
March 24, 2015
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HUD-1 Going Away: Understand New Closing Forms, Procedures
March 24, 2015
THE BASICS OF TRID- TILA / RESPA INTEGRATED DISCLOSURE
WHAT Changes to the Good Faith Estimate and HUD-1 forms and closings processes are coming…
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March 24, 2015
TAKE IT SERIOUSLY – TRID
It’s time to really take it seriously. The TRID storm is coming, what are you…
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March 24, 2015
SHOPPING FOR SETTLEMENT SERVICE PROVIDERS
Under the new IMD Rule, the creditor may permit a consumer to shop for settlement…
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March 24, 2015
PENALTIES
Another change that we need to be aware of after August 1, 2015, are the…
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March 24, 2015
OWNER’S POLICY CALCULATION
TRID (TILA-RESPA Integrated Disclosures) will become effective on August 1, 2015, and under the rule,…
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March 24, 2015
NEW DEFINITION OF A LOAN APPLICATION
What is the new definition of a loan application: Upon receipt of the following items,…
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March 24, 2015
NEW CLOSING DISCLOSURE
NEW CLOSING DISCLOSURE – EFFECTIVE 8/1/2015 TILA-RESPA Integrated Disclosures Rule will become effective August 1,…
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March 24, 2015
LOAN ESTIMATE CHARGES
Under the new rule, creditors are required to act in good faith and exercise due…
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March 24, 2015
FILED RATES
It will be more important than ever that we quote our fees correctly up front…
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March 24, 2015
DELIVERY TIMES
Under the new TRID (TILA/RESPA Integrated Disclosure) Rule, the Closing Disclosure must be received by…
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March 24, 2015
CLOSING DISCLOSURE DELIVERY REQUIREMENTS
In our current world, the Settlement Agent is responsible under RESPA to prepare and deliver…
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March 24, 2015
AWARENESS
Awareness is the new buzz word. In the CFPB world, it’s important we all have…
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March 24, 2015
Welcome to 2015, a year of technology!
Welcome to 2015, the year of the Integrated Mortgage Disclosures is here and it will…
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January 13, 2015
CUTTING FEES ON MORTGAGES
President Barack Obama announced that the Federal Housing Administration will cut fees on the mortgages…
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